.Line of work: PhD candidateIndustry: AcademiaAge: 26Location: Orange Region, CASalary: $30,000 (this changes a little relying on what my job is throughout the quarter as well as if I possess outside analysis consultancies, but it averages out to about $30,000 annually). Possessions: HYSA: $45,095 vacation savings: $810 monitoring: $1,024 expenditures: $10,453 Roth IRA: $45,728 403( b): $6,325. Personal debt: Student loans: $4,233 vehicle: $6,393. Salary volume: $2,822 for nine months of the year, plus a summer months gratuity of $3,000. Pronouns: She/her.